What’s New with Public Service Loan Forgiveness and How to Get Your Loans Forgiven!

Christie Arkovich was invited to hold a webinar for The Florida Bar - Young Lawyers Division.

Air date: 12-08-21

When Congress passed the Public Service Loan Forgiveness Program, it included a lot of hurdles to qualify which led to an incredibly low number of discharges: less than half of one percent were approved after ten years of payments.

Many loans were not eligible, wrong payment plans were recommended by servicers or payments were late or for incorrect amounts.

Even paid ahead status caused rejections of qualifying payments.

The Department of Education issued a PLSF Temporary Waiver in October 2021 designed to correct these deficiencies, but action must be taken prior to October of 2022 to qualify.


Our two attorneys, Christie Arkovich and Barbara Leon, help to reduce student loan debt, file bankruptcy, avoid garnishment and foreclosure and other problems that too much debt can create.

Barbara Leon is a Florida licensed attorney for nearly 20 years in the areas of bankruptcy, foreclosure and student loans. Her practice and experience is well diversified, having gained experience through an internship with the U.S. Attorney’s office, a clerkship with a Federal Magistrate Judge, and both creditor and debtor private practice. This insight helps her to see all sides and find a solution quickly that works for everyone.

As founder of the firm, Christie Arkovich has practiced law for over 25 years. She is a frequent speaker at various consumer-oriented continuing legal education seminars for other attorneys before the American Bankruptcy Institute, the National Association of Consumer Advocates and the Tampa Bay Bankruptcy Bar Association. The firm maintains an AV Preeminent rating and enjoys excellent client reviews and we welcome you to see what we can do for you!

Our channel Student Loan Sidebar is a continuation of a quarterly column that we write for our local bankruptcy attorney bar organization helping people get a handle on their student loan debt. Whenever possible, Christie shares her knowledge about student loans gained working as trial counsel for Sallie Mae, ECMC, and other student loan servicers or guarantors, and her current law practice of over 25 years.

We’re a nationally known law firm who has helped thousands of student loan borrowers obtain a sustainable, affordable payment with an end in sight. Please sit back, check out our awesome client reviews, watch a few videos and see if we can help you!

If we can help:
Christie D Arkovich, PA
1520 W Cleveland St
Tampa, FL 33606

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