Stock Acquisition, HSA, AMT, TSP, RSU, and Trust as Retirement Beneficiary - YMYW podcast 363

Today on Your Money, Your Wealth® podcast 363 with Joe Anderson, CFP® and Big Al Clopine, CPA, should a trust be the beneficiary of your retirement accounts? Are withdrawal restrictions and required minimum distributions (RMD) reasons to transfer out of the thrift savings plan (TSP) at retirement? How do you handle the stock acquisition of a company held in your retirement account? Plus, alternative minimum tax (AMT) explained, and strategies for health savings account (HSA) contributions and restricted stock units (RSU). Free financial resources, Ask Joe & Al On Air:

00:00 - Intro
01:00 - How to Handle Stock Acquisition of a Company Held in My IRA? (Hubby & Me from Tennessee - Cyd)
04:43 - Why Shouldn’t a Trust Be Your Retirement Account Beneficiary? (Fish Sean Woo, Winter Springs, FL)
05:05 - Download the Retirement Blind Spot Guide:
10:43 - Download the Estate Plan Organizer:
11:24 - Are These Good Reasons to Transfer Out of the TSP at Retirement? (Cass, Mississippi)
18:12 - Did I Pay Too Much Alternative Minimum Tax (AMT)?
24:48 - We’re Retiring Next Year. Should We Make Only Roth Contributions? (Ken, Fremont)
30:56 - Schedule a Free Financial Assessment:
31:38 - The Best Way to Contribute to a Health Savings Account (HSA)? (Tyler, NJ)
36:14 - Should I Sell Restricted Stock Units (RSU) for Long Term Capital Gains or Short Term Capital Gains? (Mike, DC)
44:55 - Derails

Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.

Office locations:
Ask Joe & Big Al On Air:
Subscribe to the Your Money, Your Wealth® podcast:

• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.

#Retirement #HSA #StockAcquisition
Be the first to comment