Theodore agency employee reviews
Theodore W. Segal Professor of Law. He is a scholar of constitutional law, specializing in the study of judicial authority, and an expert on health law and pharmaceutical regulation. Dean Ruger holds an A. Court of Appeals for the First Circuit. Dean Ruger has taught a wide range of classes in constitutional law, health law and regulation, legislation, and food and drug law and policy.
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Jon McCarty
My goal is to empower you with the knowledge necessary to determine if Equis Financial is a good fit for your insurance sales aspirations. PS : Check out my insurance sales jobs reviews of other agencies for more information. NOTE : Are you an aspiring or new insurance agent looking for more insight on how the insurance sales industry works?
Equis Financial started in Rounding out the executive team includes Rob Jones and Bill Martin, who likewise are well-tenured in the insurance sales business.
For example, if the insured passes away while the policy is in force, the beneficiaries receive the death benefit to use however they please. Your main prospects for mortgage protection are blue and grey collar lower-middle-class to middle-class prospects. That means your prospects have money on hand to afford life insurance, and have a definable need to carry it. Mortgage protection leads targets people who just purchased a home. Agencies and aspiring agency owners duplicate the same process, recruiting both sales agents and future agency builders underneath them, with the goal of creating a downline to receive a percentage of each sale made in their hierarchy.
In most cases, the main target of these producers are newly licensed or soon-to-be licensed agents with little to no insurance sales experience. However, Equis Financial Inc. The MLM hierarchy concept is simple to understand, and once explained, is not nearly as knee-jerk threatening.
People who are interested in growing teams are charged with the task of recruiting people and to their organization. Relative to other insurance sales opportunities, to maximize your commission levels to the fullest with Equis Financial, you must put a full-time focus on agency recruiting over personal production.
If this is your first rodeo in the insurance business, understand that getting an insurance sales position is pretty simple. If you show a basic level of gumption and motivation, odds are extremely high an insurance recruiter hires you. To represent an insurance company, every agent must complete carrier-specific contracting.
Also, many organizations like Equis have stand-alone agency-only contracts that you must sign off on. Most Equis insurance agency builders encourage new recruits to sign up for the National Convention held each year across the country. These are paid events designed to motivate and train agents on how Equis Financial Inc. Selling life insurance comes down to one simple task…. Note that some Equis-affiliated agencies may start you at a different higher or lower commission level. Hopefully this makes sense.
Go here to see more information on actual commission rates, depending on the product. As you hit production goals over a three-month period of time, Equis Financial Inc. Equis Financial also claims many managers, personal producers, and agency builders are attracted to their bonusing structure.
However, based on my research, I believe the company cultivates an environment based on recognizing achievement in production and recruiting prowess. Unlike a traditional office environment, you will not have a local Equis branch office to report to. This means there are no bosses in the traditional sense to report to, thus self-discipline is vital. Equis Financial offers numerous conference calls focusing on motivation and training to help new and experienced agents succeed.
First, start by doing your due diligence and find another insurance agency to work for. We recommend you review our Free Agent Resource Guide here for tips on finding a quality insurance agency to join. Once you find a new agency or carrier to join, you can go ahead and switch your affiliations. You should keep in mind that as an insurance agent, you are licensed by the state and not by the company.
No insurance agency can prevent you from stopping your affiliation with it and doing business with another organization. You may need to cancel the affiliation with Equis Financial.
The termination usually needs to be filed within a 30 day window, however canceling affiliation is not always mandatory. To become properly appointed with the new insurance carrier or agency, you simply complete contracting with the new insurance carrier. Typically, the window for companies to process affiliations is very short, with most companies approving insurance agent carrier appointments within 1 to 2 weeks on average. Bottom line, quitting Equis Financial is no big deal. Symmetry Financial Group is an insurance marketing organization based out of Swannanoa, North Carolina.
SFG specializes in several life insurance markets, primarily the mortgage protection insurance market. Bankers Life was established in in Chicago, Illinois. Bankers Life offers life insurance, long-term care, annuities, Medicare Supplements, Advantage Plans, Part D prescription drug coverage , critical illness insurance, as well as vision and dental plans.
It targets the senior market, typically people age 60 and older who are near retirement. People Helping People was established in in Northridge, California. The company serves the middle markets for insurance-based financial planning. It focuses on term insurance, index universal life insurance, and fixed indexed annuities. American Income Life , a wholly owned subsidiary of Globe Life Insurance, is a major provider of supplemental life insurance. The company was founded in and is headquartered in Waco, Texas.
Its insurance products include life insurance and supplemental health. New York Life , established in , is the largest mutual life insurance company in the country. It offers premium life insurance, long-term care insurance, retirement income insurance, and investment plans, including annuities, mutual funds, and ETF saving plans.
It specializes in marketing innovative and affordable health coverage plans. The company is focused on providing healthcare solutions to individuals and families, as well as self-employed and small business owners. Freedom Equity Group , based in Arroyo Grande, California, is an independent marketing organization IMO that contracts with insurance companies to promote and distribute a range of life insurance products.
Freedom Equity Group focuses on selling life insurance and annuities. Its main product is indexed universal life insurance, a form of permanent coverage that provides a cash value in addition to life insurance. Presently, I operate a national insurance sales agency , recruiting new and experienced agents across the country.
So understand my opinion is not only based on only selling insurance directly to prospects, but also on training numerous agents nationally to do the same thing. Yes, I am biased… But not in the way you probably figure. Having entered this business selling insurance face-to-face, I know how important it is to find the right organization to partner with.
Understand this. By no means is my purpose to smear or defame Equis Financial. On the contrary, Equis has helped many more agents and insurance clients than most agencies ever have. It is up to you to determine if any organization, Equis or otherwise, is right for your insurance career, with all the facts to back up your determination. What does matter in the grand scheme of things is empowering you to make this insurance career both long-term and lucrative. If your focus is to recruit over personal sales, Equis insurance sales platform may make sense in the long-term.
However, if your present interest lies in selling to prospects only, consider exploring other insurance sales opportunities. Because you will likely pay the cost of lead generation. Higher commission levels mean higher profit margins for your insurance sales efforts. Commonly, organizations will claim your lead costs are higher working with an independent agency. Hopefully you see why starting commission levels are so important for the agent focused on personal production over recruiting.
When you consider selling insurance, please take your time to find the right agency for your personal goals. Even with people who want to join my agency , I encourage them to check around at the other opportunities available.
Because selling insurance is a serious business, taking a serious level of commitment, if you want to see success. And while there is a host of reasons for why insurance agents fail out, picking the wrong agency ranks high on the reasons why agents quit prematurely. Please do your due diligence on which insurance agency fits you best. Either way, doing your fact-finding first will give you more confidence in your ultimate insurance agency selection.
Before you go, here are additional resources to help you better understand if Equis is right for you, and how the insurance sales business really works. Glad I read this. I've been listening to you and some other insurance people on YouTube while driving. Very dynamic industry, especially for an outsider, like me, looking in. Thank you for the insight presented in your article! I am one of those men a little older now. I enjoy multi level marketing with medium success.
I just spoke to and Equis recruiter. I wonder if not Equis what other company can serve someone like me.? David, we have a prospective rep for my office who is considering Equis. Not sure if I really want him now, however I'm curious; does Equis pay their agents through their own payroll licensed agent only or are the commissions they earn paid from the carrier.
Also, do you know what their vesting schedule is for renewals? Hi Mike, I am not sure on either account. Hello David, thank you for providing so much information. I am a college student who is interested in working for Equis Financial. I'm not familiar with the insurance industry at all but the company sounds promising.
I am primarily worried about having to purchase leads in order to make sales. I've read reviews in which former employers racked up a lot of debt from purchasing leads but then not making many sales. While entering this industry sounds promising, I don't want to have to invest a ton of money for training and purchasing leads and not be guaranteed to get money back in sales.
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Distinguishing between companies according to whether they market services or goods has only limited utility. A more useful way to make the same distinction is to change the words we use. Instead of speaking of services and goods, we should speak of intangibles and tangibles. Everybody sells intangibles in the marketplace, no matter what is […].
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When Theodore Roosevelt took the oath of office in September , he presided over a country that had changed significantly in recent decades. The population of the United States had almost doubled from to as immigrants came to U. As the United States became increasingly urban and industrial, it acquired many of the attributes common to industrial nations—overcrowded cities, poor working conditions, great economic disparity, and the political dominance of big business. At the turn of the twentieth century, Americans had begun to look for ways to address some of these problems. As chief executive, Roosevelt felt empowered by the people to help ensure social justice and economic opportunity through government regulation. He was not a radical, however; TR believed that big business was a natural part of a maturing economy and, therefore, saw no reason to abolish it.
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